Do you know there is an interesting aspect like savings and deposit account that plays better interest to the customers and various extra features? If you don’t know, this is surely for you.
We are talking about a money market account which is primarily a deposit account where you can also make necessary payments. In this, you can spend the money using debit cards, online, and also through checks without withdrawing money directly.
Apart from this, the money market account rates also help you multiply your bank balance quickly, which the saving accounts lack or offer average rates.
Money market accounts offer better interest rates, insurance protection as the institutions associated with this invest your money in certificates of deposits, government securities, unlike saving accounts.
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You can also access your funds easily through money market accounts and transfer the same to multiple accounts effortlessly. Like regular accounts, various money market accounts also offer check-writing facilities and physical debit cards.
Money market account rates are higher than conventional saving accounts because of their mode of investment. Also, they calculate the interest rate daily and pay the amount at the end of every month directly to your account.
But the traditional saving accounts lack such features as they lend their consumers the rates in terms of loans and credit cards which are riskier.
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